*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
:root{
  --navy:#0D2847;--navy2:#132F52;--navy3:#1A3A66;--navyL:#2B5A94;
  --forest:#156B42;--forest2:#1A8B55;--forestL:#22B56E;--forestG:rgba(21,107,66,.07);
  --white:#FFF;--snow:#F7F9FB;--pearl:#EEF2F6;--silk:#E1E7EE;
  --gold:#D4A853;--goldL:#E2BE78;--goldG:rgba(212,168,83,.08);--cloud:#C8D2DD;--mist:#94A3B8;--slate:#5E7084;--graph:#3B4C5E;--ink:#1A2535;
}
html{scroll-behavior:smooth}
body{font-family:'Manrope',sans-serif;background:var(--white);color:var(--graph);-webkit-font-smoothing:antialiased;overflow-x:hidden;line-height:1.65}
::selection{background:var(--forest);color:#fff}
h1,h2,h3,h4{font-family:'Fraunces',serif;font-weight:500;color:var(--navy)}
a{text-decoration:none}
.ctn{max-width:1200px;margin:0 auto;padding:0 28px}

.topbar{background:var(--navy);text-align:center;padding:11px 16px}
.topbar p{font-size:12px;letter-spacing:1.2px;text-transform:uppercase;color:rgba(255,255,255,.55);font-weight:500}
.topbar strong{color:var(--forestL);font-weight:700}

.nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(20px);border-bottom:1px solid rgba(0,0,0,.05);transition:box-shadow .4s}
.nav.scrolled{box-shadow:0 2px 32px rgba(13,40,71,.06)}
.nav .ctn{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:9px}
.logo svg{width:34px;height:34px}
.logo-txt{font-family:'Manrope',sans-serif;font-weight:800;font-size:19px;color:var(--navy);letter-spacing:-.3px;white-space:nowrap;display:inline}.logo-txt span{margin:0;padding:0;letter-spacing:-.3px}
.logo-txt span{color:var(--forest)}
.nav-links{display:flex;gap:24px;list-style:none}
.nav-links a{font-size:14px;font-weight:600;color:var(--slate);transition:color .25s}
.nav-links a:hover{color:var(--navy)}
.nav-cta{font-size:13px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;color:#fff;background:var(--navy);padding:11px 26px;border-radius:8px;transition:all .3s;box-shadow:0 2px 12px rgba(13,40,71,.18)}
.nav-cta:hover{background:var(--navy2);transform:translateY(-1px);box-shadow:0 4px 20px rgba(13,40,71,.25)}
.mob-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px}
.mob-toggle span{display:block;width:22px;height:2px;background:var(--navy);margin:5px 0;border-radius:2px}
@media(max-width:900px){.nav-links{display:none}.mob-toggle{display:block}}

.btn-main{display:inline-flex;align-items:center;gap:10px;background:var(--forest);color:#fff;padding:16px 34px;border-radius:10px;font-size:15px;font-weight:700;font-family:'Manrope',sans-serif;transition:all .35s;box-shadow:0 4px 20px rgba(21,107,66,.2);cursor:pointer;border:none}
.btn-main:hover{background:var(--forest2);transform:translateY(-2px);box-shadow:0 8px 28px rgba(21,107,66,.28)}
.btn-main svg{width:18px;height:18px;transition:transform .3s}
.btn-main:hover svg{transform:translateX(3px)}
.btn-ghost{display:inline-flex;align-items:center;gap:8px;color:var(--navy);padding:16px 24px;border-radius:10px;font-size:14px;font-weight:600;border:1.5px solid var(--silk);transition:all .3s;background:var(--white);font-family:'Manrope',sans-serif}
.btn-ghost:hover{border-color:var(--navy);background:var(--snow)}
.btn-ghost svg{width:16px;height:16px}
.btn-w{display:inline-flex;align-items:center;gap:10px;background:var(--navy);color:#fff;padding:18px 44px;border-radius:10px;font-size:15px;font-weight:700;font-family:'Manrope',sans-serif;transition:all .35s;box-shadow:0 4px 20px rgba(13,40,71,.22)}
.btn-w:hover{transform:translateY(-2px);box-shadow:0 8px 30px rgba(13,40,71,.3);background:var(--navy2)}
.btn-w svg{width:16px;height:16px;transition:transform .3s}
.btn-w:hover svg{transform:translateX(3px)}

.sect-top{text-align:center;max-width:640px;margin:0 auto 64px}
.sect-tag{display:inline-flex;align-items:center;gap:8px;font-size:12px;letter-spacing:2px;text-transform:uppercase;color:var(--forest);font-weight:700;margin-bottom:14px;font-family:'Manrope',sans-serif}
.sect-tag::before,.sect-tag::after{content:'';width:20px;height:1.5px;background:var(--gold);border-radius:1px}
.sect-h{font-size:42px;line-height:1.15;margin-bottom:14px;letter-spacing:-.3px}
.sect-h em{font-style:italic;color:var(--forest)}
.sect-p{font-size:16px;color:var(--slate);max-width:540px;margin:0 auto;line-height:1.7}

.hero{position:relative;padding:80px 0 100px;overflow:hidden;background:linear-gradient(175deg,var(--snow) 0%,#fff 40%,var(--snow) 100%)}.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 50% 40%,rgba(212,168,83,.12),transparent 55%),radial-gradient(ellipse at 30% 70%,rgba(212,168,83,.07),transparent 45%);pointer-events:none}
.hero-orb1{position:absolute;top:-120px;right:-80px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,83,.13),transparent 70%);pointer-events:none}
.hero-orb2{position:absolute;bottom:-200px;left:-150px;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,83,.04),transparent 70%);pointer-events:none}
.hero-dots{position:absolute;top:60px;right:8%;width:120px;height:120px;background-image:radial-gradient(rgba(212,168,83,.2) 1.5px,transparent 1.5px);background-size:16px 16px;opacity:.7;pointer-events:none}
.hero-ring{position:absolute;bottom:80px;left:6%;width:180px;height:180px;border:2px solid rgba(212,168,83,.15);border-radius:50%;pointer-events:none}
.hero-ring::after{content:'';position:absolute;inset:24px;border:2px solid rgba(212,168,83,.1);border-radius:50%}
.hero .ctn{position:relative;z-index:2;text-align:center;max-width:800px}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,rgba(212,168,83,.08),rgba(21,107,66,.04));border:1px solid rgba(212,168,83,.2);padding:8px 18px;border-radius:100px;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:28px;font-family:'Manrope',sans-serif}
.hero-badge svg{width:16px;height:16px}
.hero h1{font-size:54px;line-height:1.08;letter-spacing:-.5px;margin-bottom:22px}
.hero h1 em{font-style:italic;color:var(--forest)}
.hero-p{font-size:18px;color:var(--slate);max-width:560px;margin:0 auto 36px;line-height:1.75}
.hero-btns{display:flex;gap:16px;align-items:center;justify-content:center;flex-wrap:wrap;margin-bottom:48px}
.hero-trust{display:flex;gap:24px;justify-content:center;flex-wrap:wrap}
.hero-trust-item{display:flex;align-items:center;gap:7px;font-size:13px;font-weight:600;color:var(--slate);font-family:'Manrope',sans-serif}
.hero-trust-item svg{width:18px;height:18px;color:var(--forest)}

.vhero{position:relative;padding:100px 0 80px;overflow:hidden;background:var(--navy);text-align:center}
.vhero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% 0%,rgba(212,168,83,.08),transparent 50%),radial-gradient(ellipse at 50% 100%,rgba(21,107,66,.06),transparent 50%)}
.vhero-dots{position:absolute;top:40px;left:8%;width:100px;height:100px;background-image:radial-gradient(rgba(255,255,255,.08) 1.5px,transparent 1.5px);background-size:16px 16px;pointer-events:none}
.vhero-ring{position:absolute;bottom:40px;right:8%;width:140px;height:140px;border:1.5px solid rgba(255,255,255,.06);border-radius:50%;pointer-events:none}
.vhero .ctn{position:relative;z-index:2;max-width:760px}
.vhero .sect-tag{color:var(--forestL)}.vhero .sect-tag::before,.vhero .sect-tag::after{background:var(--forestL)}
.vhero h1{font-size:50px;color:#fff;line-height:1.1;margin-bottom:20px}
.vhero h1 em{font-style:italic;color:var(--forestL)}
.vhero-p{font-size:18px;color:rgba(255,255,255,.5);max-width:540px;margin:0 auto 36px;line-height:1.75}
.vhero .btn-main{background:var(--forestL);box-shadow:0 4px 20px rgba(34,181,110,.25)}
.vhero .btn-main:hover{background:var(--forest2)}

.stats-bar{padding:48px 0;background:var(--white);border-bottom:1px solid var(--pearl)}
.stats-bar .ctn{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;text-align:center}
.sb-num{font-family:'Fraunces',serif;font-size:42px;font-weight:600;color:var(--navy);line-height:1;margin-bottom:6px}
.sb-num span{color:var(--forest)}
.sb-lbl{font-size:12px;letter-spacing:.8px;text-transform:uppercase;color:var(--mist);font-weight:600;font-family:'Manrope',sans-serif}

.services{padding:120px 0;background:var(--snow);position:relative;overflow:hidden}
.services .deco-blob{position:absolute;top:-100px;left:-100px;width:400px;height:400px;border-radius:50%;background:radial-gradient(circle,rgba(21,107,66,.04),transparent 70%);pointer-events:none}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;position:relative;z-index:2}
.svc-card{background:var(--white);border:2px solid rgba(212,168,83,.2);border-radius:20px;padding:40px 28px 36px;text-align:center;transition:all .45s cubic-bezier(.16,1,.3,1);position:relative;overflow:hidden;box-shadow:0 2px 12px rgba(13,40,71,.04)}
.svc-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--navy),var(--gold),var(--forest));opacity:0;transition:opacity .4s}
.svc-card::after{content:'';position:absolute;inset:0;background:radial-gradient(circle at 50% 0%,rgba(212,168,83,.04),transparent 60%);opacity:0;transition:opacity .4s;pointer-events:none}
.svc-card:hover{transform:translateY(-8px);box-shadow:0 24px 56px rgba(13,40,71,.1),0 0 0 2px var(--gold);border-color:var(--gold)}
.svc-card:hover::before{opacity:1}
.svc-card:hover::after{opacity:1}
.svc-ico{width:76px;height:76px;margin:0 auto 22px;border-radius:50%;background:linear-gradient(145deg,var(--snow),var(--pearl));border:1.5px solid var(--silk);display:flex;align-items:center;justify-content:center;transition:all .45s cubic-bezier(.16,1,.3,1);position:relative}
.svc-ico::after{content:'';position:absolute;inset:-4px;border-radius:50%;border:1.5px dashed transparent;transition:all .4s}
.svc-card:hover .svc-ico{background:linear-gradient(145deg,var(--forest),var(--navy));border-color:transparent;box-shadow:0 8px 28px rgba(21,107,66,.25);transform:scale(1.05)}
.svc-card:hover .svc-ico::after{border-color:rgba(212,168,83,.3);inset:-8px}
.svc-ico svg{width:32px;height:32px;color:var(--forest);transition:color .4s}
.svc-card:hover .svc-ico svg{color:#fff}
.svc-card h3{font-size:20px;margin-bottom:10px;font-weight:600}
.svc-card p{font-size:14px;color:var(--slate);line-height:1.7}
.svc-card .svc-link{display:inline-flex;align-items:center;gap:6px;margin-top:18px;font-size:13px;font-weight:700;color:var(--forest);font-family:'Manrope',sans-serif;transition:all .3s;padding:8px 18px;border-radius:8px;background:var(--forestG);border:1px solid transparent}
.svc-card:hover .svc-link{gap:10px;background:var(--forest);color:#fff;border-color:var(--forest);box-shadow:0 4px 12px rgba(21,107,66,.2)}
.svc-card .svc-link svg{width:14px;height:14px}

.how{padding:120px 0;background:var(--white)}
.how-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;position:relative;margin-top:64px}
.how-grid::before{content:'';position:absolute;top:48px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--gold),var(--silk),var(--silk),var(--forest));z-index:0}
.how-step{text-align:center;position:relative;z-index:1}
.how-num{width:96px;height:96px;margin:0 auto 24px;border-radius:50%;background:var(--white);border:2.5px solid var(--silk);display:flex;align-items:center;justify-content:center;transition:all .4s;position:relative}
.how-num svg{width:36px;height:36px;color:var(--forest)}
.how-step:hover .how-num{border-color:var(--navy);background:rgba(13,40,71,.04);box-shadow:0 0 0 8px rgba(13,40,71,.06)}
.how-num-badge{position:absolute;top:-6px;right:-6px;width:28px;height:28px;border-radius:50%;background:var(--gold);display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:800;color:#fff;font-family:'Manrope',sans-serif;box-shadow:0 2px 8px rgba(212,168,83,.3)}
.how-step h3{font-size:18px;margin-bottom:8px;font-weight:600}
.how-step p{font-size:14px;color:var(--slate);max-width:240px;margin:0 auto;line-height:1.7}

.benefits{padding:120px 0;background:var(--snow)}
.ben-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;max-width:900px;margin:64px auto 0}
.ben-card{display:flex;gap:18px;padding:28px 24px;background:var(--white);border:1px solid var(--silk);border-radius:16px;transition:all .35s}
.ben-card:hover{transform:translateY(-3px);box-shadow:0 12px 36px rgba(13,40,71,.06);border-color:rgba(13,40,71,.12)}
.ben-ico{width:52px;height:52px;border-radius:14px;background:var(--forestG);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .4s}
.ben-card:hover .ben-ico{background:var(--gold);box-shadow:0 4px 16px rgba(212,168,83,.25)}
.ben-ico svg{width:24px;height:24px;color:var(--forest);transition:color .4s}
.ben-card:hover .ben-ico svg{color:#fff}
.ben-card h4{font-family:'Manrope',sans-serif;font-size:16px;font-weight:700;color:var(--navy);margin-bottom:6px}
.ben-card p{font-size:14px;color:var(--slate);line-height:1.7}

.why{padding:120px 0;background:linear-gradient(170deg,var(--snow) 0%,#EFF6F1 50%,var(--snow) 100%);position:relative;overflow:hidden}
.why-pattern{position:absolute;inset:0;opacity:.03;background-image:url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M20 0L40 20L20 40L0 20z' fill='%23156B42' fill-opacity='.3'/%3E%3C/svg%3E");pointer-events:none}
.why-orb{position:absolute;top:-100px;right:-100px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(21,107,66,.06),transparent 65%);pointer-events:none}
.why .sect-tag{color:var(--forest)}.why .sect-tag::before,.why .sect-tag::after{background:var(--forest)}
.why .sect-h{color:var(--navy)}.why .sect-h em{color:var(--forest)}
.why .sect-p{color:var(--slate)}
.why-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;position:relative;z-index:2}
.why-card{display:flex;gap:18px;padding:28px 24px;background:var(--white);border:1px solid var(--silk);border-radius:16px;transition:all .4s;box-shadow:0 2px 8px rgba(13,40,71,.03)}
.why-card:hover{background:var(--white);border-color:rgba(212,168,83,.3);transform:translateY(-4px);box-shadow:0 16px 40px rgba(13,40,71,.07)}
.why-ico{width:52px;height:52px;border-radius:14px;background:var(--goldG);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .4s}
.why-card:hover .why-ico{background:var(--forest);box-shadow:0 4px 16px rgba(21,107,66,.18)}
.why-ico svg{width:24px;height:24px;color:var(--forest);transition:color .4s}
.why-card:hover .why-ico svg{color:#fff}
.why-card h4{font-family:'Manrope',sans-serif;font-size:16px;font-weight:700;color:var(--navy);margin-bottom:6px}
.why-card p{font-size:14px;color:var(--slate);line-height:1.7}

.reviews{padding:120px 0;background:var(--white)}
.rv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:64px}
.rv-card{background:var(--white);border:1px solid var(--silk);border-radius:18px;padding:32px 28px;transition:all .4s}
.rv-card:hover{transform:translateY(-4px);box-shadow:0 16px 48px rgba(13,40,71,.06)}
.rv-stars{display:flex;gap:2px;margin-bottom:16px}
.rv-stars svg{width:18px;height:18px;color:var(--gold)}
.rv-text{font-size:15px;color:var(--graph);line-height:1.8;margin-bottom:24px}
.rv-author{display:flex;align-items:center;gap:12px;padding-top:18px;border-top:1px solid var(--pearl)}
.rv-av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--forest));display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:15px}
.rv-name{font-weight:700;font-size:14px;color:var(--navy);font-family:'Manrope',sans-serif}
.rv-loc{font-size:12px;color:var(--mist);margin-top:1px}
.rv-badge{display:flex;align-items:center;gap:4px;font-size:10px;color:var(--forest);font-weight:700;letter-spacing:.5px;text-transform:uppercase;margin-top:3px;font-family:'Manrope',sans-serif}
.rv-badge svg{width:11px;height:11px}

.faq{padding:120px 0;background:var(--snow)}
.faq-list{max-width:700px;margin:56px auto 0}
.faq-item{border-bottom:1px solid var(--pearl)}
.faq-item:first-child{border-top:1px solid var(--pearl)}
.faq-q{padding:22px 0;display:flex;align-items:center;justify-content:space-between;gap:16px;cursor:pointer}
.faq-q h4{font-family:'Manrope',sans-serif;font-size:16px;font-weight:700;color:var(--graph);transition:color .3s}
.faq-item:hover .faq-q h4{color:var(--navy)}
.faq-tog{width:32px;height:32px;flex-shrink:0;border-radius:50%;border:1.5px solid var(--silk);display:flex;align-items:center;justify-content:center;transition:all .3s}
.faq-tog svg{width:14px;height:14px;color:var(--mist);transition:all .3s}
.faq-item.active .faq-tog{background:var(--gold);border-color:var(--gold)}
.faq-item.active .faq-tog svg{color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s,padding .3s}
.faq-item.active .faq-a{max-height:280px;padding-bottom:20px}
.faq-a p{font-size:15px;color:var(--slate);line-height:1.8;padding-right:48px}

.cta-final{padding:140px 0;text-align:center;position:relative;overflow:hidden;background:var(--white)}
.cta-final::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% 40%,rgba(21,107,66,.04),transparent 55%),radial-gradient(ellipse at 50% 60%,rgba(13,40,71,.03),transparent 50%)}
.cta-final .ctn{position:relative;z-index:2;max-width:700px;background:linear-gradient(160deg,var(--snow),#EFF3F8,var(--snow));border:1px solid var(--silk);border-radius:28px;padding:80px 60px;box-shadow:0 20px 60px rgba(13,40,71,.05);overflow:hidden}.cta-final .ctn::before{content:'';position:absolute;top:0;left:60px;right:60px;height:4px;background:linear-gradient(90deg,var(--navy),var(--gold),var(--forest));border-radius:0 0 4px 4px}
.cta-final .sect-tag{color:var(--forest);justify-content:center}.cta-final .sect-tag::before,.cta-final .sect-tag::after{background:var(--forest)}
.cta-final h2{color:var(--navy);font-size:42px;margin-bottom:18px}.cta-final h2 em{color:var(--forest)}
.cta-final>div>p,.cta-final .ctn>div>p{font-size:17px;color:var(--slate);max-width:480px;margin:0 auto 40px;line-height:1.7}
.cta-sub{margin-top:20px;font-size:13px;color:var(--mist);font-family:'Manrope',sans-serif}

.footer{background:var(--navy);padding:44px 0;border-top:1px solid rgba(255,255,255,.06)}
.footer .ctn{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
.ft-brand{font-weight:800;font-size:18px;color:#fff;font-family:'Manrope',sans-serif}
.ft-brand span{color:var(--gold)}
.ft-links{display:flex;gap:24px;flex-wrap:wrap}
.ft-links a{font-size:13px;color:rgba(255,255,255,.3);transition:color .3s}
.ft-links a:hover{color:#fff}
.ft-copy{font-size:11px;color:rgba(255,255,255,.15)}

.reveal{opacity:0;transform:translateY(32px);transition:all .7s cubic-bezier(.16,1,.3,1)}
.reveal.vis{opacity:1;transform:translateY(0)}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}
.d4{transition-delay:.32s}.d5{transition-delay:.4s}.d6{transition-delay:.48s}

@media(max-width:1024px){
  .hero h1,.vhero h1{font-size:42px}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .how-grid{grid-template-columns:repeat(2,1fr);gap:40px}
  .how-grid::before{display:none}
  .sect-h,.cta-final h2{font-size:36px}
}
@media(max-width:768px){
  .hero h1,.vhero h1{font-size:34px}
  .svc-grid,.rv-grid,.why-grid,.ben-grid{grid-template-columns:1fr}
  .how-grid{grid-template-columns:1fr;max-width:360px;margin-left:auto;margin-right:auto}
  .stats-bar .ctn{grid-template-columns:repeat(2,1fr)}
  .sect-h,.cta-final h2{font-size:30px}
  .hero-p,.vhero-p{font-size:16px}
  .footer .ctn{flex-direction:column;text-align:center}
}
@media(max-width:480px){
  .hero h1,.vhero h1{font-size:28px}
  .btn-main,.btn-w{width:100%;justify-content:center}
  .hero-btns{flex-direction:column;align-items:stretch}
  .btn-ghost{justify-content:center}
  .cta-final{padding:100px 0}
  .ctn{padding:0 20px}
}


/* ============ FOOTER DISCLAIMER ============ */
.ft-disclaimer{width:100%;font-size:11px;color:rgba(255,255,255,.2);line-height:1.8;text-align:center;margin-top:28px;padding-top:24px;border-top:1px solid rgba(255,255,255,.05);max-width:700px;margin-left:auto;margin-right:auto}

/* ============ TRUST BANNER ============ */
.trust-banner{padding:48px 0;background:var(--white);border-bottom:1px solid var(--pearl);border-top:1px solid var(--pearl)}
.tb-inner{display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:wrap}
.tb-icon{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--navy3));display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 3px rgba(212,168,83,.25),0 4px 16px rgba(13,40,71,.15)}
.tb-icon svg{width:24px;height:24px;color:#fff}
.tb-text{font-size:20px;color:var(--navy);font-weight:700;font-family:'Fraunces',serif;letter-spacing:-.2px}
.tb-text strong{color:var(--forest);font-weight:700}
.tb-divider{width:1px;height:32px;background:var(--silk)}
.tb-badges{display:flex;gap:16px}
.tb-badge{display:flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:var(--slate);font-family:'Manrope',sans-serif}
.tb-badge svg{width:16px;height:16px;color:var(--gold)}

@media(max-width:768px){
  .tb-divider{display:none}
  .tb-badges{display:none}
  .tb-text{font-size:18px;text-align:center}
  .cta-final .ctn{padding:60px 28px;border-radius:20px}
}
@media(max-width:480px){
  .tb-inner{flex-direction:column;gap:12px;text-align:center}
  .tb-text{font-size:16px}
}


/* ============ MOBILE OPTIMIZATION ============ */
.mob-menu{display:none;position:fixed;inset:0;background:rgba(255,255,255,.98);backdrop-filter:blur(20px);z-index:99;flex-direction:column;align-items:center;justify-content:center;gap:24px}
.mob-menu.open{display:flex}
.mob-menu a{font-size:18px;font-weight:600;color:var(--navy);padding:12px 24px}
.mob-menu .nav-cta{margin-top:16px}

@media(max-width:900px){
  .nav-links{display:none}
  .mob-toggle{display:block}
  .nav .ctn{height:60px}
  .logo svg{width:30px;height:30px}
  .logo-txt{font-size:17px}
}

@media(max-width:768px){
  .hero{padding:56px 0 72px}
  .hero h1,.vhero h1{font-size:32px;letter-spacing:-.3px}
  .hero-p,.vhero-p{font-size:15px;margin-bottom:28px}
  .hero-btns{gap:12px}
  .hero-trust{gap:16px}
  .hero-trust-item{font-size:12px}
  .hero-badge{font-size:12px;padding:6px 14px;margin-bottom:20px}
  
  .trust-banner{padding:32px 0}
  .tb-inner{gap:14px}
  .tb-text{font-size:16px}
  .tb-icon{width:40px;height:40px}
  .tb-icon svg{width:20px;height:20px}
  
  .services,.how,.why,.benefits,.reviews,.faq{padding:72px 0}
  .sect-top{margin-bottom:40px}
  .sect-h{font-size:28px}
  .sect-p{font-size:15px}
  .sect-tag{font-size:11px}
  
  .svc-grid{grid-template-columns:1fr;gap:16px}
  .svc-card{padding:32px 22px}
  .svc-ico{width:60px;height:60px;border-radius:14px}
  .svc-ico svg{width:28px;height:28px}
  
  .how-grid{grid-template-columns:1fr;gap:32px;max-width:100%;margin-top:40px}
  .how-num{width:80px;height:80px;margin-bottom:18px}
  .how-num svg{width:30px;height:30px}
  .how-step h3{font-size:17px}
  .how-step p{font-size:13px;max-width:100%}
  
  .why-grid{grid-template-columns:1fr;gap:14px}
  .why-card{padding:24px 20px}
  .why-card h4{font-size:15px}
  .why-card p{font-size:13px}
  
  .ben-grid{grid-template-columns:1fr;gap:14px}
  .ben-card{padding:24px 20px}
  
  .rv-grid{grid-template-columns:1fr;gap:16px}
  .rv-card{padding:28px 24px}
  .rv-text{font-size:14px}
  
  .stats-bar .ctn{grid-template-columns:repeat(2,1fr);gap:24px}
  .sb-num{font-size:34px}
  .sb-lbl{font-size:11px}
  
  .faq-list{margin-top:36px}
  .faq-q h4{font-size:15px}
  .faq-a p{font-size:14px;padding-right:16px}
  
  .cta-final{padding:80px 0}
  .cta-final .ctn{padding:48px 28px;border-radius:20px}
  .cta-final h2{font-size:28px}
  .cta-final>div>p,.cta-final .ctn>div>p{font-size:15px;margin-bottom:32px}
  
  .footer .ctn{flex-direction:column;text-align:center;gap:20px}
  .ft-links{flex-wrap:wrap;justify-content:center;gap:16px}
  .ft-disclaimer{font-size:10px;margin-top:20px;padding-top:20px}
  
  .topbar p{font-size:11px;letter-spacing:.8px}
}

@media(max-width:480px){
  .hero h1,.vhero h1{font-size:26px}
  .hero-p,.vhero-p{font-size:14px}
  .btn-main{width:100%;justify-content:center;padding:14px 28px;font-size:14px}
  .btn-ghost{width:100%;justify-content:center;padding:14px 20px;font-size:13px}
  .btn-w{width:100%;justify-content:center;padding:14px 28px;font-size:14px}
  .hero-btns{flex-direction:column;align-items:stretch}
  .hero-trust{flex-direction:column;align-items:center;gap:10px}
  
  .tb-inner{flex-direction:column;gap:12px;text-align:center}
  .tb-divider{display:none}
  .tb-badges{justify-content:center}
  .tb-text{font-size:15px}
  
  .stats-bar .ctn{grid-template-columns:1fr 1fr;gap:20px}
  .sb-num{font-size:30px}
  
  .ctn{padding:0 16px}
  .nav .ctn{padding:0 16px;height:56px}
  .logo-txt{font-size:15px}
  .logo svg{width:28px;height:28px}
  .nav-cta{padding:9px 18px;font-size:11px}
  
  .cta-final{padding:60px 0}
  .cta-final .ctn{padding:40px 20px;border-radius:16px}
  .cta-final h2{font-size:24px}
  
  .sect-h{font-size:24px}
  .svc-card{padding:28px 18px}
  .svc-card h3{font-size:18px}
  
  .vhero{padding:72px 0 60px}
  .topbar p{font-size:10px;letter-spacing:.5px}
}

@media(max-width:360px){
  .hero h1,.vhero h1{font-size:23px}
  .logo-txt{font-size:14px}
  .nav-cta{padding:8px 14px;font-size:10px}
  .sect-h{font-size:22px}
}

.svc-card:nth-child(1){border-color:rgba(13,40,71,.15)}
.svc-card:nth-child(2){border-color:rgba(212,168,83,.2)}
.svc-card:nth-child(3){border-color:rgba(21,107,66,.15)}
.svc-card:nth-child(4){border-color:rgba(212,168,83,.2)}
.svc-card:nth-child(5){border-color:rgba(13,40,71,.15)}
.svc-card:nth-child(6){border-color:rgba(21,107,66,.15)}
.svc-card:nth-child(1):hover{border-color:var(--navy);box-shadow:0 24px 56px rgba(13,40,71,.1),0 0 0 2px rgba(13,40,71,.1)}
.svc-card:nth-child(2):hover{border-color:var(--gold);box-shadow:0 24px 56px rgba(13,40,71,.1),0 0 0 2px rgba(212,168,83,.15)}
.svc-card:nth-child(3):hover{border-color:var(--forest);box-shadow:0 24px 56px rgba(13,40,71,.1),0 0 0 2px rgba(21,107,66,.1)}
.svc-card:nth-child(4):hover{border-color:var(--gold);box-shadow:0 24px 56px rgba(13,40,71,.1),0 0 0 2px rgba(212,168,83,.15)}
.svc-card:nth-child(5):hover{border-color:var(--navy);box-shadow:0 24px 56px rgba(13,40,71,.1),0 0 0 2px rgba(13,40,71,.1)}
.svc-card:nth-child(6):hover{border-color:var(--forest);box-shadow:0 24px 56px rgba(13,40,71,.1),0 0 0 2px rgba(21,107,66,.1)}